In the third part of the Home Qualifying Series, the focus shifts to crafting an ideal home transaction. Delving into considerations such as property type (primary, secondary, or investment), dwelling preferences (single-family, multi-family, or condo/townhome), and loan terms (30, 25, 20, 15, or 10 years), the article guides readers through the complexities of monthly payments and interest rates. A pivotal step involves upfront underwriting, streamlining the mortgage process and enabling a swift 8-day closing termed as Falcon Fast Closing. The piece emphasizes securing favorable interest rates, breaks down monthly payment components, and advocates for shorter loan terms to minimize overall interest paid.